Can You Take Over a Lease?

Woman shaking mans hand over a car contract clipboard with car keys
 

If you’re interested in leasing a vehicle, but are not sure if a full lease is the right commitment for you, a lease takeover could be a great option. However, keep in mind that this is a temporary option. Learn about taking over a car lease, leasing options, financing options, and more with the finance team at Hendrick Chevrolet Buick GMC Southpoint in Durham.

How Does a Car Lease Takeover Work?

So, how does a car lease takeover work — and how can you get the process started? A car lease takeover works similarly to a lease on a newer vehicle, insofar as you’re not buying the vehicle outright. Instead, you’ll be paying to drive the vehicle for a predetermined number of miles — typically about 1,000 miles a month. Mileage limits will also depend on how much the previous driver drove. 

Your monthly lease payments will be determined by the estimated depreciation of the vehicle at the end of the lease term plus interest. And as with a normal lease, the vehicle can be returned to your local Raleigh-area dealership at the end of the lease — or you can opt to buy the vehicle outright.

Car Lease Takeover: Pros & Cons

Whether you buy or lease, there are both perks and drawbacks. If you’re interested in taking over a car lease, you’ll want to consider the pros and cons before you make any decisions.

Car Lease Takeover: Pros

  • No down payment
  • No new-car upfront depreciation and other costs
  • Likely still under warranty
  • Possible cash incentives from the original lease

Car Lease Takeover: Cons

  • Transfer fees
  • You inherit the monthly payment as it is
  • Possible wear and tear from the previous owner
  • Mileage restrictions

When you’re looking for something more temporary for your Cary drives, then a car lease takeover is a great option. However, keep in mind that while you don’t pay initial costs up front, it doesn’t mean you won’t end up paying other fees later on during the lease. 

Our team at Hendrick Chevrolet Buick GMC Southpoint can help you explore some car lease takeover deals should you decide to move forward with this process.

Lease a New Car with Hendrick Chevrolet Buick GMC Southpoint

Use our online pre-approval tool to see how much you’re approved for today. If you’re looking to sell your current vehicle, use our online value your trade tool to see how much you could get for your vehicle. In the meantime, if you have any questions, be sure to contact our team or stop by our dealership near Chapel Hill.

 

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Hendrick Vehicle Disclaimer:

$799.00 Dealer Administrative Fee included in advertised price. All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered.

All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Additional Disclaimers:

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 2, 2026 and July 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details. 

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #T86001. See dealer for details. Take retail delivery by 7/7/26. **0% APR for 60 months. Monthly payment is $16.67 for every $1,000 you finance. Example down payment: 7.6%. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 7/7/26. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 2, 2026 and July 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #T72696. See dealer for details. Take retail delivery by 6/30/26. **Length of contract limited. Must finance through GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/26. ***Deferred monthly payments for 90 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/30/26.

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #T92350. See dealer for details. Take retail delivery by 6/30/26. **Monthly payment is $16.67 for every $1,000 you finance. Average example down payment is 10.3%. Must finance through GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/26. ***Deferred monthly payments for 130 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/30/26.

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #T86001. See dealer for details. Take retail delivery by 7/7/26. **0% APR for 60 months. Monthly payment is $16.67 for every $1,000 you finance. Example down payment: 7.6%. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 7/7/26. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 2, 2026 and July 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #T92350. See dealer for details. Take retail delivery by 6/30/26. **Monthly payment is $16.67 for every $1,000 you finance. Average example down payment is 10.3%. Must finance through GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/26. ***Deferred monthly payments for 130 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/30/26.

*Offer includes all dealer discounts and OEM incentives. Offer does not include tax, tag, title, fees, and other dealer installed options. Discount varies by model and stock number. Example stock #ZDS46006. See dealer for details. Take retail delivery by 6/30/26. **Monthly payment is $18.37 for every $1,000 you finance. Example down payment is 28.3%. Must finance through GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 6/30/26. ***Deferred monthly payments for 130 days. Excludes residents of PA. Must finance with GM Financial. Some customers may not qualify. Down payment required at signing, if applicable. Finance charges accrue from date of financing. Not available with lease and some other offers. Take new retail delivery by 6/30/26.

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